SettleDash

SettleDash ("we", "our", "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our platform.

1. Information We Collect

1.1 Account Information

When you create an account, we collect:

Email address
Name
Password (encrypted)
Business information

1.2 Payment Processor Data

When you connect third-party payment processors, we collect:

API keys (encrypted)
Settlement records
Transaction metadata
Payment status information

1.3 Usage Data

We automatically collect:

Log data (IP address, browser type, pages visited)
Device information
Usage patterns and analytics

2. How We Use Your Information

We use the information we collect to:

Provide and maintain the Service
Aggregate and analyze settlement data
Display analytics and insights
Detect and prevent fraud or security issues
Send service updates and notifications
Improve our platform and user experience
Comply with legal obligations

3. Data Storage & Security

We implement industry-standard security measures to protect your data:

API keys and sensitive data are encrypted at rest
All connections use TLS/SSL encryption
Database access is restricted and monitored
Regular security audits and updates

However, no method of transmission over the internet is 100% secure. We cannot guarantee absolute security.

4. Third-Party Services

SettleDash integrates with third-party payment processors (Coinbase Commerce, NOWPayments, Strike, etc.). When you connect these services:

You grant us permission to access data from those platforms via their APIs
Each processor has its own privacy policy governing their data handling
We only retrieve the data necessary to provide our Service
We do not share your processor credentials with any other third parties

5. Data Sharing & Disclosure

We do not sell your personal information. We may share data in the following circumstances:

With your consent: When you explicitly authorize sharing
Service providers: With trusted vendors who assist in operating our platform (e.g., hosting, analytics)
Legal requirements: When required by law, subpoena, or legal process
Business transfers: In connection with a merger, acquisition, or sale of assets
Protection: To protect our rights, property, safety, or that of our users

6. Data Retention

We retain your data for as long as your account is active or as needed to provide services. You may request deletion of your account and associated data at any time by contacting us at support@settledash.com.

Some data may be retained longer if required for legal, regulatory, or business purposes.

7. Your Rights

Depending on your jurisdiction, you may have the right to:

Access your personal data
Correct inaccurate data
Request deletion of your data
Object to or restrict processing
Data portability
Withdraw consent

To exercise these rights, contact us at support@settledash.com.

8. Cookies & Tracking

We use cookies and similar tracking technologies to:

Maintain your session
Remember your preferences
Analyze usage patterns
Improve performance

You can control cookies through your browser settings, but disabling them may affect functionality.

9. International Users

SettleDash operates from the United States. If you access the Service from outside the US, your data may be transferred to and processed in the United States, which may have different data protection laws than your country.

10. Children's Privacy

SettleDash is not intended for individuals under 18 years of age. We do not knowingly collect personal information from children. If we become aware that a child has provided us with personal data, we will take steps to delete it.

11. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of significant changes by email or through the platform. Continued use of the Service after changes constitutes acceptance of the updated policy.

12. Contact Us

If you have questions or concerns about this Privacy Policy, contact us at:

Email: support@settledash.com